Surya Fintech's Income Simulator is a powerful tool for financial institutions looking to gain insights and drive decision-making through forecasting the income. The Income Simulator generates accurate income and expense forecasts through the use of multiple simulations that enable realistic, pessimistic, and optimistic forecast tracking. Insights are derived from both determinate and indeterminate maturity products, ensuring that businesses have a comprehensive view of their financial position. Our simulator also performs Asset-Liability Balancing and validates business plans to ensure there are no gaps, creating synthetic contracts if necessary to provide a realistic forecast. With our Income Simulator, financial institutions can analyze the impact on NII due to interest rate repricing, premature closures of loans and deposits, and more. Scenario analysis with rate shocks, forecast rate sets, and business targets is also possible, making our Income Simulator an essential tool for banks looking to stay ahead of the curve.